Unique and financial institution, owned by and run for indigenous people bringing culturally
appropriate financial services to people living in some of the most remote areas of the country, speaking
the same language, knowing the same cultures and coming from the same land as our customers.
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LOANS
Unique Growth in Wealth Credit Union, we currently provide three types of loan. To gain access to our loans, you must become a member of the credit union. For more information on how to join Unique Growth in Wealth Credit Union.
Low Interest We have been offering our low interest loans since the inception of the credit union and they provide the cheapest way to borrow money from us. The low interest loan is offered to our members at an interest rate of 12.68% APR, that is just a penny in the pound per month, and the amount available is based on the amount they regularly save. (A 30 day waiting period is required for loan applications when a member increases their shares by more than their normal monthly deduction.)
As a consequence of this, you must have been saving with the credit union for a minimum of 8 weeks to be eligible for our low interest loan. SECURE LOAN We are also pleased to be introducing a new lower rate for secured loans. Members applying for a loan that is secured by their share balance will benefit from the new lower interest rate of 0.5% per month (6.9% APR).
